# Working Capital for Food Supply Chains: Early Pay and Pay Later

> Early Pay lets suppliers choose faster payment on approved invoices. Pay Later lets buyers pay up to 45 days later while suppliers are paid in full on time.

Early Pay lets suppliers choose faster payment on approved invoices. Pay Later lets buyers pay up to 45 days later while suppliers are paid in full on time.

This page is part of the Payve website at https://www.getpayve.com. Payve is a financial technology company, not a bank.

## Products

- [Payve Agents](https://www.getpayve.com/products/agents): Organizational intelligence and automated back office workflows.
- [Payments](https://www.getpayve.com/products/payments): Pay domestic and international suppliers in one place, same-day, in local currency, and no wire fees.
- [Working Capital](https://www.getpayve.com/products/working-capital): Early Pay for suppliers. Pay Later for buyers.

## Common questions

### What is Early Pay?

Early Pay lets a supplier choose to be paid before terms on an invoice the buyer has approved. The supplier sees the exact dollars they will receive, the fee, and the arrival time before deciding. The choice is always the supplier's.

### Does offering Early Pay cost the buyer cash sooner?

No. The buyer's payment stays on its original terms, so offering early pay never pulls the buyer's cash forward. Buyers also earn a rebate each time a supplier takes early pay and the buyer pays on time.

### What is Pay Later?

Pay Later lets a buyer pick a repayment date up to 45 days after the invoice due date while the supplier is still paid in full, on time. The fee is shown in dollars before you confirm.

### Can suppliers outside the United States use Early Pay?

Yes. Suppliers in Mexico, Colombia, and Brazil can take early payment too, delivered in local currency at a competitive exchange rate.

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